Home Buyer Resources

Resources and information for new and repeat home buyers.

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Guides Down Payment Assistance for Local Homebuyers Dreaming of owning a home but worried about the upfront costs? You’re not alone. Many first-time and local buyers across the Miami Valley are surprised to learn there are programs designed to make homeownership more affordable — even if you don’t have a large down payment saved.Our free Down Payment Assistance for Local Homebuyers guide […]
Home Buyer Resources 10 Overlooked Questions to Ask Before Buying a Home Buying a home is one of the biggest financial decisions most of us will ever make. And while it’s easy to fall in love with a beautiful kitchen or spacious backyard, it’s just as important to keep an eye on the little things — the ones that could cost you more down the road. Before […]
Home Buyer Resources Luxury Real Estate Trends in 2025: What’s Driving the Market Now The luxury real estate market in 2025 is proving to be both resilient and evolving despite concerns—marked by high-end buyers with shifting priorities, more discerning expectations, and, in many cases, a willingness to pay cash. From elevated borrowing costs to the return of personalized interior design, the trends shaping luxury real estate this year reflect […]
Home Buyer Resources 6 Questions to Ask When Purchasing a Smart Home Updated: July 24, 2025 Important things to consider when you’re shopping for a smart home As smart home technology continues to trend, we have seen an increase in the number of homes for sale that offer buyers the latest and greatest in home automation, smart entertainment, and security. The smart home is a hot commodity. In fact, a recent study published by […]
Home Buyer Resources How to Buy a House in Ohio: The Home Buying Process Updated September 24, 2025 Buying a home is exciting—and a big financial decision. This in‑depth guide breaks the process into clear steps tailored to buyers in the Dayton metropolitan area, including Butler, Warren, and Clinton counties. Whether you’re a first‑time buyer or moving up, you’ll learn what to expect at every stage and how a […]
Home Buyer Resources Benefits of Using a Real Estate Agent to Buy a Home Updated: July 19, 2025 Using a real estate agent to buy a home offers several key benefits: expert guidance, access to more listings, skilled negotiation, and a smoother buying process. Here’s why working with an agent is a smart move for buyers: Expert Local Knowledge Real estate agents know the local market and can help […]
Home Buyer Resources What Is a Down Payment? Definition, How It Works, and How Much You Need in 2025 When you’re thinking about buying a home, one of the first financial hurdles is the down payment—but what exactly is it, and how much do you really need? What Is a Down Payment? A down payment is the upfront portion of your home’s purchase price that you pay at closing. The remaining balance is typically […]
Home Buyer Resources 5,000+ Local Families Rated Our Agents 5 Stars! At Coldwell Banker Heritage, we take pride in delivering exceptional service to every client we serve. But don’t just take our word for it—over 5,000 families in the Miami Valley have given our agents a 5-star rating!   Why Homebuyers and Sellers Trust Us Expert Guidance for Every Step of the Journey Having a knowledgeable […]
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Home Buyer Resources Mortgage Loan Options to Consider Buying a home is a significant financial decision, and securing a mortgage loan is an essential part of the home buying process. However, with so many loan options available, it can be challenging to know which one is best for you. In the new year, there are a few home loan options to consider.   […]
Home Buyer Resources 10 Signs it’s Time to Downsize It can be challenging to know when it is time to downsize your home. Downsizing can be an emotional decision. You’ve spent years building a family in that home, and then sending young adults to build their own lives. It’s a home filled with memories. And knowing the right time to sell and downsize is […]
Home Buyer Resources Coldwell Banker Heritage: Leading the Way in Luxury Home Sales If you’re in the market for a luxury home, you want to work with a brokerage that knows how to market and sell high-end properties. At Coldwell Banker Heritage, we have the experience and expertise you need to make your luxury home sale a success. We’re proud to say that we sell more luxury homes […]
Home Buyer Resources 5 Common Mistakes to Avoid When Buying a Home Buying a home is one of the most significant investments you’ll make in your lifetime. It’s essential to do your research and avoid common mistakes to ensure that you make the best decision for your financial future. In this blog, we’ll explore some of the most common mistakes to avoid when buying a home. Not […]
Home Buyer Resources Why Market Share Matters: Choosing the Right Real Estate Brokerage for Success Real estate is a competitive industry, and choosing the right brokerage to work with can make a significant difference in your success as an agent. One essential factor to consider when selecting a brokerage is their market share.   Market share refers to the percentage of sales or listings in a particular area that a […]
CB Cares How Much Can I Save In Taxes? Calculate Your After-Tax Interest Rate With Coldwell Banker’s Home Financial Calculators, you can find the answers to many of your real estate related mortgage and finance questions. Check out this Tax Savings Calculator below! HOW MUCH CAN I SAVE IN TAXES? The after-tax interest rate is the interest rate on a loan after you deduct […]
Home Buyer Resources New Years Resolution: How to Save for a House in 12 Months The New Year is quickly approaching, which means it is time to start thinking about resolutions. What goals do you have for 2020? Do you want to lose a few pounds? Learn a new hobby? Spend more time with the family? These are all great goals, but why not start saving for a house as […]
Home Buyer Resources Safety tips for selling your luxury home Selling a luxury home is no simple task, I’m sure you know that. Luxury is a very different market than normal home sales, I mean, if it wasn’t there wouldn’t be a special certification for it. Given the nature of luxury properties, you may also get people with no intention of buying who come to […]
Home Buyer Resources Want to Skip the Hassle and Hire Movers? Find Out What They Won’t or Shouldn’t Move For You A Guide to What to Pack Yourself Packing everything and worrying about all the paperwork is stressful enough.  Then you have to move and unpack everything again when you finally move.  Some people prefer to just pay movers to do it for them and make the process a lot easier on themselves.  If you are one of those […]
Home Buyer Resources Need a REALTOR®? Here are 5 Factors You Should Consider when Selecting a Real Estate Agent! Purchasing a home is a big life decision. Probably one of the largest monetary decisions that most people will make in their entire lifetime. That’s why it’s important that you take the time when choosing Realtor! So what factors should you consider when selecting a realtor? Knowledge Unsurprisingly, a good realtor is a knowledgeable realtor! […]
CB Cares A Smart Idea? What are Smart Homes? By now most everyone has at least heard of smart homes. Some may still wonder though, what is a smart home? Well it depends on whom you ask. To one person a smart home can be a couple lights set with timers, to another it’s a full on Jetsons inspired automated […]
Home Buyer Resources 5 Reasons To Be Thankful If You Are A First Time Home Buyer Tax breaks for first time home buyers are the perfect gift to save money this holiday season! Buying a house is something many Americans dream of their whole lives.  It is a real accomplishment to own your own home and many feel a sense of pride when receiving their first set of keys.  If you […]
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© 2025 Dayton Area Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Dayton Area Board of Realtors and the Broker Reciprocity Program. Real estate listings held by brokerage firms other than Dayton Ohio MLS (DTON) - 48 - OH are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items.

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