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Updated: July 21, 2025
The home buying process typically includes these key steps:
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Get Pre-Approved for a Mortgage: Determine your budget and show sellers you’re a serious buyer. Get pre-approved with our mortgage partner, PrimeLending»
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Find a Real Estate Agent: Work with an experienced agent who understands your needs and local market. Get personalized guidance—connect with an agent »
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Search for Homes: View listings online and in person to find homes that fit your criteria. Curious what’s on the market? Browse listings »
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Make an Offer: Your agent helps you write and submit an offer on your chosen property.
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Home Inspection and Appraisal: After your offer is accepted, schedule an inspection and appraisal to check the home’s condition and value.
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Finalize Financing: Complete your mortgage application and provide any needed documentation to your lender.
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Closing: Review and sign all paperwork, pay closing costs, and receive your keys!
Working with a real estate agent can make every step of the home buying process easier and less stressful.
Frequently Asked Questions About the Home Buying Process
How long does the home buying process take?
The process typically takes 30 to 60 days from offer acceptance to closing, but timelines can vary based on financing and market conditions.
What do I need for mortgage pre-approval?
You’ll need proof of income, credit information, employment history, and details on debts and assets for pre-approval.
Do I need a real estate agent to buy a home?
While it’s possible to buy a home without an agent, working with a professional can save you time, money, and reduce stress throughout the process.
What is earnest money?
Earnest money is a deposit showing you’re serious about buying the home. It’s typically credited toward your closing costs or down payment.
What happens at closing?
At closing, you sign all final documents, pay any remaining costs, and officially become the new homeowner.
