10 Overlooked Questions to Ask Before Buying a Home

Buying a home is one of the biggest financial decisions most of us will ever make. And while it’s easy to fall in love with a beautiful kitchen or spacious backyard, it’s just as important to keep an eye on the little things — the ones that could cost you more down the road.

Before you make an offer, ask yourself these 10 often-overlooked questions to help ensure your investment stands the test of time.

1. Will the Windows Need Replacing?

New windows don’t come cheap — in fact, replacements can run anywhere from $10,000 to $15,000 or more depending on the size and number. Look closely:

• Do the windows open and close properly?
• Is there a noticeable draft?
• Are they chipped, painted shut, or potentially lead-based?

Windows are a long-term efficiency issue, so catching red flags early is key.

2. Are There Any Signs of Pests?

Look for signs of ants, termites, roaches, mice, or other pests — especially in hidden areas like under sinks, behind cabinets, and around baseboards. If you spot signs of infestation, consider what pest control might cost or how it could affect the home’s structure and livability.

3. Does the Ground Slope Away from the House?

Proper grading is essential to avoid water damage. Check if the house is on a hill or in a low spot. Water should flow away from the foundation — not toward it. Poor drainage can lead to major issues like flooding or a cracked foundation.

4. Where Are the Trees?

Trees are beautiful and offer shade, but they can also pose risks:

• Are the roots close to the foundation or driveway?
• Could branches fall on the roof or vehicles during a storm?
• Will leaves or debris cause regular maintenance headaches?

A good home inspection should include tree health and placement. Find certified home inspectors on our CB-Preferred.

5. Are There Sidewalks?

Sidewalks may not seem like a big deal — until you don’t have them. They offer a safe space for walking, jogging, or kids playing outside. If walkability or neighborhood activity matters to you, this is worth noticing.

6. Is the House Too Outdated?

A fixer-upper can be rewarding — but only if you’re ready for the time, cost, and effort involved. Ask yourself:

• What updates will be needed immediately vs. down the road?
• Can you DIY, or will you need to hire out?
• Is there room in your budget for unexpected repairs?
  

Compare our vetted home repair providers and more on CB-Preferred.

7. Does the House Smell Weird?

Strange odors could signal deeper issues, like mold, pet damage, or plumbing problems. If something smells off, don’t ignore it. It could be costly to fix — or impossible to fully eliminate.

8. What Shape Is the Roof In?

Roofs aren’t cheap — and a failing one can lead to water damage, energy inefficiency, and major repair bills.

Ask:

• How old is the roof?
• Are there missing shingles, sagging spots, or signs of leaks?
• When was it last inspected?
  

A professional inspection can help you gauge whether you’ll need repairs—or a full replacement—soon after move-in. If a roof repair is needed, get a quote from a vetted provider.

9. How Much Are Utilities?

Older homes may have outdated systems that drive up energy bills. Ask the current owners for past utility costs or check for signs of inefficient heating, cooling, or insulation. A lower sale price can be offset by high monthly bills.

10. How Is the Location?

Location affects everything — your commute, your budget, your lifestyle. Be realistic about travel time to work, school, or favorite spots. The farther you drive, the more gas and time you’ll spend, which adds up quickly.

Bottom Line: Don’t Skip the Small Stuff

A house is more than a floor plan — it’s a long-term commitment. By asking these 10 questions, you’ll be better prepared to spot hidden issues and make a confident, informed decision.

The good news? You don’t have to figure it all out on your own. At Coldwell Banker Heritage, our experienced agents know what to look for — and what to avoid — when it comes to buying a home in the Miami Valley and beyond. We work closely with trusted inspectors and local professionals to help you spot potential issues early and avoid costly surprises later.

When you’re ready, our team is here to help you make the most informed move possible.
👉 Find a Coldwell Banker Heritage agent near you